A requirement of the Department of Labor (DOL) is that all employers, regardless of size, provide an ERISA Summary Plan Description (SPD) for all covered health and welfare benefits plans (Health, Dental, Vision, Wellness, Voluntary, etc.). This is a separate…
I’m Between Coverage: Is COBRA my only option?
You have come to a point in your life where you find yourself between health insurance coverage. Commonly, this is where COBRA steps in. What exactly is COBRA? COBRA, short for the Consolidated Omnibus Budget Reconciliation Act, grants former employees,…
New Year reSOLUTION
Start 2015 off on the right foot by doing a home inventory. What’s a home inventory? Simply, it’s an inventory of all your personal belongings inside your home. Why make a home inventory? A home inventory can help you: Buy…