Wisconsin winters bring snow, ice, and freezing temperatures. They also bring risks that can impact your home and auto insurance. Taking time in November to update your coverage can protect you from costly surprises.
Winter Home Risks
Frozen pipes, roof damage from snow, and heating system failures are common winter claims. Review your homeowners policy to make sure you have adequate coverage for these risks.
Winter Auto Risks
Slippery roads increase the chance of accidents. Check that your auto policy includes comprehensive and collision coverage that fits your needs. Roadside assistance may also be worth adding before cold weather hits.
Seasonal Updates
Did you buy new electronics, furniture, or jewelry this year? Add them to your home inventory and update your policy limits. If you purchased a new car, make sure it’s properly listed on your policy.
Preventive Maintenance
Insurance works best when paired with prevention. Schedule furnace checks, seal windows, and install weather stripping. On the auto side, check your tires, battery, and emergency kit.
Next Steps
Before the first big snowfall, call Professional Insurance Programs. Review your deductibles, limits, and optional coverages. A quick check now can help you stay safe and protected all winter long.
For a full review of your home and auto policies, contact Professional Insurance Programs at 800-637-4676 or info@profinsprog.com.