Employee Benefits for Wisconsin Employers
Offering competitive benefits helps you attract and retain talent. Building and managing a package that fits your business is not always simple.
Professional Insurance Programs can help.
We guide you through your options, explain what each plan provides, and help you build a program that fits your team, your budget, and your long-term goals. You get support from group health solutions to voluntary add-ons like disability, dental, vision, and HR tools.
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Coverage Options We Offer:
Group Health Insurance
PPO and HSA options that give your employees affordable alternatives to individual coverage. Strong value for recruiting and retention.
WDA Dental Savings Club
A low-cost dental savings plan that gives employees access to participating dentists and consistent savings. Not insurance. Learn more.
Dental Insurance
Voluntary or contributory coverage that supports oral and overall health.
Vision Insurance
Available as a benefit package or discount plan. Voluntary or contributory options.
Group Life Insurance
Flat dollar amounts or salary-based coverage from 1x to 5x annual income. Employer-paid or voluntary.
Short-Term Disability (STD)
Replaces part of an employee’s income during short-term illness or injury. Employer-paid or voluntary.
Long-Term Disability (LTD)
Provides income protection during extended time away from work. Usually begins after STD ends. Voluntary or contributory.
Health Reimbursement Arrangement (HRA)
Employer-funded accounts that reimburse medical expenses. Flexible designs that can lower your total health plan costs.
Flexible Spending Account (FSA / Section 125)
Employees use pre-tax dollars for qualified expenses. Typical savings range from 25 to 49 cents per dollar contributed.
Human Resource Support
Clients receive access to an award-winning online HR library with current tools, forms, and compliance resources. Click here to learn more.
Let’s talk about what’s possible.
Call 800-637-4676 or email info@profinsprog.com to request a benefits review.
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Frequently Asked Questions
What are contributory plans?
Both the employer and employee share the cost of the premium
What are voluntary plans?
Employees pay the full premium. Options can include disability, life, dental, or vision. Many of these plans pay cash benefits directly to the employee.
Why should employers offer voluntary plans?
You expand your benefits package without increasing your costs. Employees gain valuable coverage at group rates.
What are the advantages for employees?
Employees get affordable protection for themselves and their families. Voluntary plans offer flexibility and convenience.