Worksite Short-Term Disability: Exclusive for WDA Dental Offices
Professional Insurance Programs, a division of WDA Insurance & Services Corp., has partnered with Illinois Mutual to offer exclusive Short-Term Disability Insurance to WDA member dentists and their staff.
With simplified underwriting, easy enrollment, and affordable premiums, this program was designed with your dental team in mind.
Why Offer Short-Term Disability Insurance to Your Dental Team?
Most people rely on their income to cover day-to-day expenses. A short-term illness or injury can create significant financial strain. Short-term disability insurance helps replace a portion of income if an employee becomes totally disabled and cannot work due to illness, injury, or pregnancy.
This coverage is an excellent employee benefit that demonstrates you value your team’s well-being and financial security.
Program Highlights:
- Replaces up to 60% of income if illness or injury prevents work
- Covers employees ages 17–64 (spouses and children not eligible)
- Guaranteed renewable until age 72, regardless of illness or injury, as long as premiums are paid
- Choice of 24-hour or off-the-job-only coverage
- 5 different plans to choose from
- Includes maternity coverage after a 9-month benefit waiting period; 12 months for all other illnesses from policy issue date
- Benefits paid directly to the policyholder
- Portable coverage—employees keep the policy even if they leave their job
- Individual policies available—coverage can be offered to just one team member
- The individual, not the employer, owns the policy
Easy Enrollment & Immediate Coverage
Enrollment is simple and flexible:
- No group participation required
- Simplified underwriting
- Coverage begins immediately once EFT (Electronic Funds Transfer) starts
Ready to Get Started?
Our benefits advisors at Professional Insurance Programs are here to help walk you through options, answer questions, and assist with enrollment.
Call us at 800-637-4676
Email info@profinsprog.com
In selecting coverage amounts, employees should review their other disability coverages, which may offset amounts employees receive under individual disability income policies.
Policy Form WSD07, Voluntary Short Term Disability Income Policy; Policy Form WD13 in GA, MD and SC.
Not available in AK, CA, DC, HI, MT, NH, NJ, NY or VT. Coverage and availability may vary in other states.
For policy costs and details of coverage, limitations, exclusions and terms, contact your agent or Illinois Mutual. If any discrepancies exist between this communication and the policy, the terms of the policy will control.
Illinois Mutual, its agents and representatives may not give legal or tax advice. An independent tax advisor should be consulted regarding individual circumstances.