Specialized Income Protection
Dentists need special features that typical group long-term disability insurance doesn’t have. To secure the level of income you need, the coverage must include specialty definitions, high maximum benefits, and dentist-specialized features.
MGIS Group Long-Term Disability (LTD) Insurance
“Actual procedures” definition of disability. Our policy pays benefits when the insured can no longer perform the “actual procedures” they have provided from the past 12 months, as shown by their CPT/CDT/SNOMED codes. Partial or total disability.
No offsets for individual disability insurance (IDI) or lagged earnings
Acts as a supplement to IDI. Mirrors gold-standard IDI benefits on a group platform
Maximum monthly benefit of 60% of salary up to $15,000/month (depending on salary)
Member groups get an additional optional benefit (rider) at no extra cost. Groups can choose from one of the following dentist-specific riders: Infectious and Contagious Disease, Progressive Illness, or Extended Earnings.
Financial Protection for Your Family
MGIS Group Life and AD&D Highlights
- Ability to customize life benefit coverage amount with guaranteed issue up to $150,000
- Ability to add on Voluntary Life—employees can purchase from $10,000 to $500,000 in coverage in $10,000 increments
Dentist-Specialized Service
- Dentist-specialized claims center delivering expert analysis and service
- Dedicated MGIS account manager who focuses solely on dentists for all WDA groups
For more information or if you would like to enroll, our benefits advisors are available to help you. They can be reached at 800-637-4676 or info@profinsprog.com.