Affordable Coverage. Reliable Benefits. Peace of Mind.
Affordable Coverage. Reliable Benefits. Peace of Mind.Life and disability insurance solutions designed to protect your income, your family, and your future.
Life is unpredictable. The right insurance coverage helps protect what matters most, whether that’s your income, your family, or the legacy you leave behind. Professional Insurance Programs works with Illinois Mutual, a company that has been serving clients for over 117 years, to offer trusted life and disability solutions for Wisconsin individuals and families.
Why Life and Disability Insurance Matters
Many people protect their home and car but overlook their income and long-term financial responsibilities. Life and disability insurance fill those gaps by providing financial stability when the unexpected happens.
- Protects your income if illness or injury prevents you from working
- Helps your family cover everyday expenses, debts, and future goals
- Provides peace of mind knowing coverage is in place when it’s needed most
Whole Life Insurance
Path Protector Plus® Whole Life & Simplified Issue WL- Lifetime coverage with guaranteed level premiums
- Builds cash value over time, with potential dividends
- Flexible payment options, pay for life, 20-year, 30-year, or single pay
- Living Benefits and optional riders available including Guaranteed Insurability Option (GIO)
- Ideal for final expenses and legacy planning
Term Life Insurance
Path Protector Plus® Term & Return of Premium (ROP)- Affordable coverage for 10 to 30 year terms, or to age 65 or 70
- Issue ages 18 – 75
- Offers conversion privileges and optional riders*
- ROP option may refund up to 100% of returnable premiums (minus policy fees)
- Non-medical underwriting limits up to $249,999
- Ideal for mortgage protection and temporary needs
Disability Income Insurance
Paycheck Power® Series- Replaces income if illness or injury prevents you from working
- Coverage applies on or off the job
- Monthly benefits up to $10,000, based on income
- Guaranteed renewable to age 67, conditionally renewable to age 75
- Flexible benefit and elimination period options
- Optional riders including own-occupation extension, pure own-occupation, COLA, and Guaranteed Insurability Option (GIO)
Simplified Issue Disability Insurance
Paycheck Power® Simplified Issue DI- No medical exams or lab work required
- Fast electronic application and quick approvals
- Monthly benefits up to $3,000
- Short elimination periods and benefit periods available
- Normal pregnancy is covered after the policy has been in effect for 9 months
Why Choose Professional Insurance Programs
Professional Insurance Programs has been serving Wisconsin clients for more than 40 years. Our team works with trusted carriers, like Illinois Mutual, to help you understand your options and choose coverage that fits your goals and budget.
- Wisconsin-based advisors
- Experience working with professionals and families
- Personalized guidance, not one-size-fits-all solutions
- Ongoing support beyond the initial policy
Let’s TalkThe right coverage starts with a conversation. Our advisors are here to help you understand your options and find coverage that fits your needs.
Call us: 800-637-4676
Email: info@profinsprog.com*certain riders not available with ROP Term