Employee Benefits for Wisconsin Employers
Offering competitive benefits is one of the most effective ways to attract and retain top talent, but managing a package that works for your business and your team isn’t always easy.
That’s where we come in.
At Professional Insurance Programs, we’ll help you build a benefits program that fits your team, your budget, and your long-term goals. From traditional group health to voluntary add-ons like disability, dental, and HR tools, we’ll walk you through your options and help you feel confident in your coverage.
Request Additional Information
Coverage Options We Offer:
Group Health Insurance
Access to PPO and HSA options that offer your employees more affordable alternatives to individual policies—an attractive benefit for both recruiting and retention.
WDA Dental Savings Club
A low-cost dental savings plan (not insurance) that gives employees access to participating dentists and consistent savings. Learn more.
Dental Insurance
Available as voluntary or contributory, this helps promote oral and overall health for your employees.
Vision Insurance
Offered as a benefits package or discount plan, voluntary or contributory coverage options are available.
Group Life Insurance
Flexible options include flat dollar amounts or coverage based on salary (e.g., 1–5x annual income). Can be employer-paid or voluntary.
Short-Term Disability (STD)
Covers a portion of income during short-term illness or injury. Available as employer-paid or voluntary coverage.
Long-Term Disability (LTD)
Protects employees who cannot work for extended periods. Typically follows after STD benefits end. Also available as voluntary or contributory.
Health Reimbursement Arrangement (HRA)
Employer-funded accounts that reimburse employees for medical expenses. Flexible plan designs that can reduce your total health plan costs.
Flexible Spending Account (FSA / Section 125)
Let employees pay qualified expenses with pre-tax dollars—saving 25–49¢ on every $1 contributed.
Human Resource Support
We provide clients access to a robust, award-winning online HR library—featuring up-to-date tools, forms, content, and compliance resources. Click here to learn more.
Let’s talk about what’s possible.
Call 800-637-4676 or email info@profinsprog.com to request a benefits review.
Request Additional Information
Frequently Asked Questions
What are contributory plans?
Contributory plans are shared-cost plans where both the employer and employee contribute toward the premium.
What are voluntary plans?
Voluntary plans are fully employee-paid. Employees choose the plans that fit their needs, such as disability, life, dental, or vision insurance. Some of these plans pay cash benefits directly to the employee, which can help cover out-of-pocket expenses, lost wages, or living costs.
Why should employers offer voluntary plans?
Voluntary benefits enhance your overall package without increasing employer costs. Employees get access to valuable coverage at group rates, while you offer more without affecting your bottom line.
What are the advantages for employees?
Employees gain affordable access to extra protection for themselves and their families. Voluntary plans are flexible, convenient, and tailored to individual needs.