Protect Your Tomorrow, Today.

Life has a way of throwing curveballs. An unexpected illness, a sudden injury, or the gradual effects of aging can change everything—impacting not only your well-being, but also placing emotional and financial strain on the people you love most. Long-term care insurance offers a proactive solution, helping you safeguard your savings, stay in control of your care, and face the future with confidence.

Why Peace of Mind Starts with Planning

• The Cost of Care Is Rising
  • The median annual cost for a home health aide now exceeds $75,000-and it’s still climbing. Long-term care needs can extend for years, potentially depleting your savings or creating financial pressure on your family. Don’t let the unexpected derail your financial security.
• Flexible Protection Built Around You
  • We offer a range of long-term care options, including traditional policies and life insurance policies with long-term care riders. These can help you:
    • Preserve Your Independence – Cover care in your own home, assisted living, or a nursing facility.
    • Secure Your Financial Future – Protect your retirement savings and your legacy
    • Offer Added Security – Receive a death benefit if care is never needed.
    • Fit Your Budget – Choose from single or flexible premium payment options.
• Smart Savings for Business Owners
  • • If you’re self-employed or own a small business in Wisconsin, your premiums may be tax-deductible. Let’s explore how this benefit could work for you.

What Does Long-Term Care Coverage Really Mean?

It’s about more than nursing homes. Coverage may include:

• Caregivers and home health aides in your own home
• Adult day care programs
• Assisted living facility care
• Skilled nursing for intensive medical needs
• Respite care for family caregivers

Real Stories, Real Security

“Like many, John, a healthy 55-year-old dentist, didn’t anticipate a Parkinson’s diagnosis at 62. Thankfully, his long-term care policy now provides over $6,000 per month for quality home care, allowing him to remain comfortable and secure without impacting his retirement nest egg. His family has peace of mind knowing he’s well cared for.”

The Power of Planning Ahead

The best time to consider long-term care insurance is before you need it:

• Lock in Lower Rates: Younger, healthier applicants enjoy more affordable premiums.
• Maximize Your Options: Early planning gives you more flexibility and a better chance of approval.
• Gain Peace of Mind: Knowing you have a plan allows you and your family to face the future with confidence.

Let’s Start the Conversation
Take the first step toward protecting your future care needs. We’re here to answer your questions and help you explore options that work for your life and budget.

Call us: 800-637-4676
Email: [email protected]