Life moves fast—so do your insurance needs. When you make changes to your home or vehicles, even small updates can affect your coverage, premiums, or both.
Many updates can increase the value of your property or add new risks that your current policy doesn’t account for. If your coverage isn’t adjusted, you could find yourself underinsured or facing an uncovered loss.
Home Updates to Report:
- Renovations like a kitchen or bathroom remodel
- Finishing a basement or building a home office
- Adding a pool, deck, or fence (which can increase liability exposure)
- Listing your home on Airbnb or short-term rental platforms
→ These often require separate or additional liability coverage - Installing safety upgrades like alarms or water shut-off systems
→ You may be missing out on potential discounts
Auto Changes to Share:
- Buying or selling a vehicle
- Adding a new or teen driver to your policy
- Moving your vehicle’s main location (especially for students)
- Installing anti-theft devices or advanced safety features
→ These can sometimes lower your premium
Not every change requires a policy update, but checking in with your advisor ensures you’re not overlooking anything that could cost you later.
Have questions or updates to share?
Call us at 800-637-4676 or email info@profinsprog.com. We’ll help make sure your policy still fits your life.
Request a Quote or Policy Review