Life is full of surprises—some are wonderful, while others can be challenging. Life insurance is a powerful tool that provides financial security for your loved ones when the unexpected happens. Why Life Insurance is Important Life insurance offers peace of…
Needlestick Injuries in Dentistry: What You Need to Know to Protect Your Practice
Needlestick injuries remain one of the most common workplace risks in dental settings. They are the #1 cause of bloodborne exposure among dental professionals. A single incident can lead to serious health risks, insurance claims, and regulatory headaches. The good news?…
What Is an ICHRA? A Flexible, Tax-Advantaged Health Benefit Solution
When it comes to providing health benefits, employers often feel stuck between rising group plan costs and limited flexibility. But there’s another option worth considering—an Individual Coverage Health Reimbursement Arrangement (ICHRA). An ICHRA allows employers to reimburse employees tax-free for…
2026 Limits for HSAs and HDHPs Announced
The IRS has released important 2026 inflation-adjusted amounts for health savings accounts (HSAs), high-deductible health plans (HDHPs) and health reimbursement arrangements (HRAs). Health savings accounts The Internal Revenue Code (IRC) allows employers, employees or both to contribute pretax dollars to…
Why Long-Term Care Insurance Matters, Even If You’re Still Healthy
When you’re healthy and busy building your career or practice, thinking about long-term care might feel like something to put off for another day. But here’s the truth: waiting too long could limit your options — and cost you more…