On May 28, 2019, the Internal Revenue Service (IRS) released Revenue Procedure 2019-25 announcing the annual inflation-adjusted limits for health savings accounts (HSAs) for calendar year 2020. An HSA is a tax-exempt savings account that employees can use to pay…
How Much Life Insurance is Enough?
Life insurance is a crucial step in planning for your future. Not only can life insurance provide assurance for your family if you are no longer around, there are life insurance policies that offer benefits while you are living. Based…
5 Reasons to Review Your Life Insurance Coverage
Death is not a fun topic to think or talk about, which unfortunately contributes to life insurance being one of the most neglected areas of any financial portfolio. The bottom line is this: if there is anyone in your life…
Why Disability Income Insurance Matters
Whether you are considering disability insurance, bought a policy on someone else’s recommendation, or are just getting tired of writing the check every year—it is essential to understand why disability income insurance matters. If you’re like most people, you can…
Final Deadline for 2019 Open Enrollment Approaching
Consumers seeking individual health insurance effective January 1, 2019, must sign up by December 15, 2018, when open enrollment ends, or risk being locked out of the individual insurance market until 2020. Open Enrollment The Affordable Care Act (ACA) requires…