Nonprofits and community-based organizations rely heavily on the hard work and dedication of their staff. Unfortunately, these hardworking employees can get hurt in the course of employment. These injuries are most often insured through a worker’s compensation insurance policy. Once…
Reporting a work comp insurance claim as promptly and accurately as possible is the first step in controlling insurance premiums. Because injury details are freshest during the 24 hours following an injury, it is important to start the claim process…
Recently we’ve been receiving many questions regarding Business Owner’s Policies (BOP). Are they right for my office? What exactly is a Business Owner’s Policy and what does it cover? How can I budget a BOP for my office? Nancy Wuenne,…
A requirement of the Department of Labor (DOL) is that all employers, regardless of size, provide an ERISA Summary Plan Description (SPD) for all covered health and welfare benefits plans (Health, Dental, Vision, Wellness, Voluntary, etc.). This is a separate…
Every employer must carry workers’ compensation insurance to make sure employee injuries are covered should they occur on the job. The premium of workers comp is based on the payroll paid to employees and is estimated at the beginning of…