Employment Practices Liability Insurance (EPLI) provides coverage for claims made against an employer that arise from wrongful employment practices. Discrimination, sexual harassment, and wrongful termination are three examples. What does EPLI cover? The coverage is for financial damages only. “Advertising…
Creating a Home Inventory List
Homeowners and renters alike benefit from keeping an up-to-date list of their property’s inventory. Insureds should create and then periodically update such a list to protect themselves in the event of a loss. Having an updated inventory list is essential…
Summer Safety: Are You Insured for Summer Fun?
As the summer season approaches, your plans are likely to include more entertaining, travel and outdoor excursions. Sunshine may help you relax and recharge, but before engaging in some recreational activities, you should reevaluate your insurance risks and needs. These…
HSA Contribution Limits and Minimum Deductibles Announced for 2017
The Internal Revenue Service (IRS) has announced the 2017 inflation-adjusted amounts for Health Savings Accounts (HSAs) as determined under the Internal Revenue Code. Annual Contribution Limitation For calendar year 2017, the annual limitation on deductions for an individual with self-only coverage…
Lax Infection Control Increases Liability Risks
Recent National Practitioner Data Bank reports indicate that healthcare-acquired infections (HCIs) have increased in ambulatory care settings. According to a guideline published by the American Academy of Pediatrics (AAP), “most outbreaks reported in outpatient settings were associated with noncompliance with…