Professional Insurance Programs

Important Update: Rising Home and Auto Insurance Costs and How to Address Them

We are reaching out to inform you about an industry-wide trend affecting insurance premiums for home and auto coverage. In recent months, there has been a notable increase in insurance costs across the board, resulting from various factors such as rising construction and repair expenses, increased frequency of natural disasters, and evolving market conditions.

We understand that these price hikes may cause concern and want to assure you that we are committed to providing you with the best possible service while navigating these challenges together. Here are some steps you can take to address the rising costs:

  1. Review Your Coverage: Assess your current policies to ensure they align with your needs. You may find that certain aspects of your coverage can be adjusted or eliminated without compromising your protection. Consider consulting with one of our agents to discuss any modifications or changes that might help optimize your policy.
  2. Bundle Your Policies: Combining your home and auto insurance with the same provider can often lead to discounts and lower overall premiums. Speak with us to explore the options available for bundling your policies.
  3. Increase Deductibles: Raising your deductibles can result in lower monthly premiums. However, please make sure you can comfortably afford the deductible amount in the event of a claim.
  4. Improve Security and Safety Measures: Installing safety devices like smoke detectors, security systems, and anti-theft devices in your home and car can potentially reduce your insurance costs. Inform us of any upgrades you make so that we can adjust your policy accordingly.
  5. Request your agent look at other carriers: Let us re-evaluate your needs and shop around on your behalf. We have access to a wide range of insurance providers and can help you find the most cost-effective options.
  6. Maintain a Good Credit Score: A good credit score can positively impact your insurance rates. Make sure to pay your bills on time and keep your credit utilization low to maintain a healthy credit profile.

We understand the importance of managing your expenses effectively, and we are here to assist you throughout this process. If you have any questions or need further guidance, please don’t hesitate to contact our customer support team. We can be reached at 800-637-4676 or info@profinsprog.com. We value your trust and remain committed to providing you with the reliable coverage and support you deserve.