Planning a getaway? Whether you’re heading overseas for business, a long-awaited vacation, or a quick trip across the border, it’s worth asking: Are you protected if something goes wrong?
Travel insurance can help you recover costs and get support when plans don’t go as expected—especially when you’re far from home.
What Does Travel Insurance Cover?
Travel insurance offers financial protection for a wide range of travel-related issues, such as:
- Trip cancellations or interruptions due to illness, injury, or emergencies
- Lost, stolen, or delayed baggage
- Emergency medical care abroad (most U.S. health plans don’t cover care outside the country)
- Medical evacuation if you’re seriously ill or injured and need to be transported
- Travel delays caused by weather, strikes, or airline issues
Coverage can vary by policy, so it’s important to choose a plan that fits your travel plans and risk tolerance.
Why Consider Travel Insurance for International Trips?
If you’re traveling outside the U.S., you’re more vulnerable to complications:
- Healthcare abroad can be expensive and often requires upfront payment.
- Cancelled plans can lead to big losses from non-refundable flights, hotels, or tours.
- Unpredictable events like illness, political unrest, or extreme weather can disrupt your itinerary.
Having a policy in place provides a financial cushion and connects you with resources to help when you’re in unfamiliar territory.
When Should You Buy It?
Ideally, purchase travel insurance shortly after booking your trip. This ensures you’re covered if something unexpected happens before departure. Some policies also offer “Cancel For Any Reason” (CFAR) coverage for extra flexibility—though this option is usually time-sensitive.
Travel plans on the horizon?
We can help you compare travel insurance options and find a plan that fits your needs.
Call 800-637-4676 or email info@profinsprog.com to get started.