Even though life insurance is one of the most affordable and important ways to protect your family, many people still don’t have coverage or not enough of it. Why? Because myths and misconceptions keep getting in the way.
Let’s set the record straight on a few common ones:
Myth #1: “It’s too expensive.”
Reality: Most people overestimate the cost. In fact, a healthy 30-year-old can often get a term policy for under $20 a month. That’s less than your weekly coffee runs.
Myth #2: “I’m young and healthy. I don’t need it.”
This is actually the best time to buy life insurance. Rates are lowest when you’re young and healthy, and getting covered now means you won’t risk being denied or paying more later.
Myth #3: “I have life insurance through work.”
You might, but it likely only covers a fraction of what your family would need if something happened. And that coverage probably won’t go with you if you leave your job.
Myth #4: “It’s too complicated.”
There are many policy options, but you don’t have to figure it out alone. Our team can help you understand the basics and compare plans that fit your situation.
Myth #5: “I don’t need it if I don’t have kids.”
Life insurance isn’t just for parents. It helps cover debts, funeral costs, business obligations, and supports anyone who depends on you, financially or otherwise.
Don’t let these myths stop you from protecting the people and priorities that matter most.
Let us help you separate fact from fiction. Contact Professional Insurance Programs at 800-637-4676 or info@profinsprog.com.