Employee handbooks are often seen as a routine document – something that new hires skim through during onboarding and then forget. But a well-crafted employee handbook is much more than just a formality. It is a powerful tool that defines…
2026 Limits for HSAs and HDHPs Announced
The IRS has released important 2026 inflation-adjusted amounts for health savings accounts (HSAs), high-deductible health plans (HDHPs) and health reimbursement arrangements (HRAs). Health savings accounts The Internal Revenue Code (IRC) allows employers, employees or both to contribute pretax dollars to…
Why Long-Term Care Insurance Matters, Even If You’re Still Healthy
When you’re healthy and busy building your career or practice, thinking about long-term care might feel like something to put off for another day. But here’s the truth: waiting too long could limit your options — and cost you more…
Bloodborne Pathogen Safety in Dentistry: Best Practices for Injury Prevention
Minimizing the risk of exposure to bloodborne pathogens is a critical priority in dental settings. Dental professionals are at increased risk of exposure to bloodborne viruses—including hepatitis B (HBV), hepatitis C (HCV), and HIV—through needlesticks or contact with mucous membranes.…
Short-Term vs. Long-Term Disability Insurance: What’s the Difference?
If you’ve looked into protecting your income with disability insurance, you’ve probably come across two main types: short-term and long-term coverage. But how do you know which one is right for you, or whether you need both? Let’s break it…