Does my Homeowners Insurance cover flood damage? Flood insurance must be purchased as a separate policy because flood damage is not covered under homeowners policies. I don’t live near water—do I need Flood Insurance? Floods are the most…
Claims Brought Against You Don’t Have To Be True To Be Costly
Let’s consider claims arising from the employer/employee relationship-Employment Practices Liability (EPL). Regardless of the validity of the claim you will be put in a position of expending time and resources (financial and non-financial) to respond. The case will either be…
Keeping your home secure
Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it’s home improvement or home security. And nowadays,…
Is Your Valentine Gift Insured?
Valentine’s Day can create some high expectations for gifts… and it’s the most popular day for couples to become engaged. Whether your gift is jewelry or something else of real value, it’s a good idea to make sure it’s insured in…
Disability Income Insurance: What Every Professional Needs to Know
Most people know they need to insure their life, their car, and their home or condo. But they often overlook insuring their most important asset – their ability to earn an income. Your income is the primary source of funding…