Life is full of surprises—some are wonderful, while others can be challenging. Life insurance is a powerful tool that provides financial security for your loved ones when the unexpected happens. Why Life Insurance is Important Life insurance offers peace of…
What Is an ICHRA? A Flexible, Tax-Advantaged Health Benefit Solution
When it comes to providing health benefits, employers often feel stuck between rising group plan costs and limited flexibility. But there’s another option worth considering—an Individual Coverage Health Reimbursement Arrangement (ICHRA). An ICHRA allows employers to reimburse employees tax-free for…
Why Employee Handbooks Matter More Than You Think
Employee handbooks are often seen as a routine document – something that new hires skim through during onboarding and then forget. But a well-crafted employee handbook is much more than just a formality. It is a powerful tool that defines…
2026 Limits for HSAs and HDHPs Announced
The IRS has released important 2026 inflation-adjusted amounts for health savings accounts (HSAs), high-deductible health plans (HDHPs) and health reimbursement arrangements (HRAs). Health savings accounts The Internal Revenue Code (IRC) allows employers, employees or both to contribute pretax dollars to…
Why Long-Term Care Insurance Matters, Even If You’re Still Healthy
When you’re healthy and busy building your career or practice, thinking about long-term care might feel like something to put off for another day. But here’s the truth: waiting too long could limit your options — and cost you more…