Charles de Gaulle once remarked, “The graveyards are full of indispensable men.” While we know that life goes on regardless of the loss of any “indispensable” person, for a small business, the loss of a key person is not only…
Treat tax time as a financial checkup
No one likes doing their taxes, but it’s one of those unavoidable parts of life we all have to do once a year. However, there are some benefits to going over everything you earn and own that can often be…
Can Group, Private Disability Policies Work Together?
According to the Social Security Administration, a 20-year-old has a 25% chance of becoming disabled before reaching retirement age.1 Loss of income for such a duration has the potential to cause significant financial hardship. And while Social Security Disability Insurance…
Life Insurance Explained
All life insurance policies have two things in common Whole, variable universal, term, and more. Life insurance can be confusing and keeping the different types straight can be tough. In general, life insurance guarantees a death benefit to a designated…
Insuring Your Business With a Buy/Sell Agreement
Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage earner. But how will a death affect a small business? One way of safeguarding a business is…