If your family relies on your income, it’s critical to consider having enough life insurance to provide for them after you pass away. But too often, life insurance is an overlooked aspect of personal finances. In fact, according to a…
Variations of Disability Insurance and Riders
By Mara T. Roberts, ARM, ACI, CLU, President, WDA Insurance & Services Corp. Most dentists are familiar with and recognize the importance of individual disability insurance, especially when they are starting their careers. Typically, once coverage is in place, the…
Protecting Your Business from the Loss of a Key Person
Charles de Gaulle once remarked, “The graveyards are full of indispensable men.” While we know that life goes on regardless of the loss of any “indispensable” person, for a small business, the loss of a key person is not only…
Treat tax time as a financial checkup
No one likes doing their taxes, but it’s one of those unavoidable parts of life we all have to do once a year. However, there are some benefits to going over everything you earn and own that can often be…
Can Group, Private Disability Policies Work Together?
According to the Social Security Administration, a 20-year-old has a 25% chance of becoming disabled before reaching retirement age.1 Loss of income for such a duration has the potential to cause significant financial hardship. And while Social Security Disability Insurance…