A requirement of the Department of Labor (DOL) is that all employers, regardless of size, provide an ERISA Summary Plan Description (SPD) for all covered health and welfare benefits plans (Health, Dental, Vision, Wellness, Voluntary, etc.). This is a separate…
Every employer must carry workers’ compensation insurance to make sure employee injuries are covered should they occur on the job. The premium of workers comp is based on the payroll paid to employees and is estimated at the beginning of…
Q:A new patient at my practice is very unhappy with the treatment he received from his prior dentist. Recently, I was served with a subpoena demanding that I appear in the patient’s lawyer’s office for a deposition. Can I be…
Senate hearings, data breaches and security issues are making headlines. After big names like Target, Neiman Marcus and Marriott have compromised their private customer information, the public is very aware of the effects that a data breach can have on…
Today, Professional Liability Insurance is a necessity. You may think general liability coverage is enough but with the economy’s ruthless drive for financial stability, lawsuits can emerge out of just a tiny needle prick. Even in the most experienced offices, mistakes do…