Professional Insurance Programs

Health, Life & Disability

Health, Life & Disability Insurance

For employers, providing a comprehensive employee benefits package has always been key to hiring and retaining exceptional employees. Unfortunately, doing so has become increasingly challenging.

As your insurance adviser we provide you with creative ways to offer a competitive, quality employee benefits package to your staff.

Group & Individual Health Insurance | Short/Long Term Disability | Life |Voluntary Benefits

As a full service agency, we can assist you in creating a program that works for your office.

Health Care Reform

The Affordable Care Act (ACA), was upheld by the United States Supreme Court, and will forever change the way health insurance is provided to Americans. This piece of legislation still has an overwhelming amount of issues that need clarification, but we will continue to do our due diligence to provide you with up to date information and explain the new rules and how it will affect health care providers, insurers and consumers.                                               Read more…

 Voluntary Benefits

Voluntary insurance, insurance that employees may choose to purchase through their employers at rates that are lower than they can get on their own, can play an important role in the benefit package you offer- at little or no direct cost to your company. Filling gaps in coverage, voluntary solutions can help employers offer a more comprehensive benefit package.

Employees may be interested in purchasing additional life insurance and/or benefits that may not be offered to them such as dental, vision or disability insurance. Premiums can be payroll deducted by the employer. This makes paying for the coverage easier for the employees since the cost can be spread out over pay periods.


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