Health insurance can feel overwhelming, but understanding key terms can help you plan for medical costs:
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- Copay: A fixed fee for doctor visits or prescriptions.
- Deductible: What you pay before insurance kicks in.
- Coinsurance: Your share of costs (e.g., 20%) after the deductible is met.
- Out-of-Pocket Max: The most you’ll pay in a year before insurance covers 100%.
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Stay informed to make the best choices for your health and wallet!
Need help navigating your coverage? Contact Professional Insurance Programs today! 800-637-4676, [email protected] or www.insuranceformembers.com