According to the Social Security Administration, a 20-year-old has a 25% chance of becoming disabled before reaching retirement age.1 Loss of income for such a duration has the potential to cause significant financial hardship. And while Social Security Disability Insurance…
Life Insurance Explained
All life insurance policies have two things in common Whole, variable universal, term, and more. Life insurance can be confusing and keeping the different types straight can be tough. In general, life insurance guarantees a death benefit to a designated…
Little-Known Homeowners Insurance Facts
If you have a homeowners insurance policy, you should be aware of what your policy does and doesn’t cover. Sure these policies have their limitations, but they also come with some underrecognized perks. Some policies insure actual cash value (ACV)…
Insuring Your Business With a Buy/Sell Agreement
Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage earner. But how will a death affect a small business? One way of safeguarding a business is…
You Don’t Know What You Don’t Know: Through the Eyes of a Tech Provider.
A core component of our mission at Professional Insurance Programs is to continue to share information and experiences relevant to the dental community whether in person or virtually, which is why we teamed up with N-Tech Consulting to put together…