The standard workers’ compensation policy mandates that an employer must provide the insurance carrier with all records necessary to determine premium. When an employer does not allow the insurance carrier to examine and audit its records, the final earned premium…
Privacy & Network Security Liability: Are You Prepared?
Are you aware that businesses must be able to notify all parties that were affected by a breach, communicate effectively the scope of the possible damage, and provide credit monitoring assistance and identity restoration case management to those affected by…
Insurance myths: Why Life & Disability Insurance are more important than you think
You insure your home, your car, and even your health-so why not your life and the income that supports it? Principal® breaks down common myths about life and disability insurance. Myth #1: I can do it myself. The truth is, it…
How To Prevent Ice Dams This Winter
During the winter, sun shines on your roof or warmth from the attic melts the snow…and as the water runs down, it often meets the cold edge of the roof and re-freezes. This is when ice dams occur. Ice dams…
Winter Driving
Safe Driving and Vehicle Maintenance Are Key Winter is a time when safe driving and well-maintained vehicles take on even greater importance. “Failure to keep in proper lane or running off the road” and “driving too fast for conditions” are…