Carbon monoxide can be a serious problem for homeowners. Overexposure to this invisible, odorless, poisonous gas can cause flu-like symptoms, serious sickness or and even death. Nine out of ten carbon monoxide accidents (excluding fires) happened in homes — not in commercial…
New Law Exempts Certain Small Employer HRAs from ACA Market Reforms
President Obama has signed into law the 21st Century Cures Act, which, among other things, allows small employers to offer new “qualified small employer health reimbursement arrangements” to reimburse employees for qualified medical expenses, including individual health insurance premiums, for years after December 31,…
Workers’ Compensation Audit Noncompliance Charge
The standard workers’ compensation policy mandates that an employer must provide the insurance carrier with all records necessary to determine premium. When an employer does not allow the insurance carrier to examine and audit its records, the final earned premium…
Privacy & Network Security Liability: Are You Prepared?
Are you aware that businesses must be able to notify all parties that were affected by a breach, communicate effectively the scope of the possible damage, and provide credit monitoring assistance and identity restoration case management to those affected by…
Insurance myths: Why Life & Disability Insurance are more important than you think
You insure your home, your car, and even your health-so why not your life and the income that supports it? Principal® breaks down common myths about life and disability insurance. Myth #1: I can do it myself. The truth is, it…